Dr. Erwin Lutzer addresses the universal reality of death, attributing its presence to humanity's fallen state of sin. He emphasizes that while death is a natural consequence for everyone, it remains an unnatural state as intended by God before Adam and Eve's disobedience. Through engaging discussions with students led by Jake, Dr. Lutzer underscores the importance of contemplating mortality and the necessity of faith in Jesus Christ to mitigate the fear of death, contrasting worldly perspectives on death with biblical truths about its significance and the eternal implications.